Rideshare accidents involve layers of insurance coverage and liability questions that make them far more complicated than a standard car accident claim. Here are answers to some of the most common questions we hear from clients.
Uber drivers are required to carry their own personal auto insurance, but Uber also provides coverage when a driver is active on the app. If you are a passenger in an Uber when an accident occurs, you are covered by Uber's third-party liability policy for up to $1 million.
Yes, and the distinction matters significantly. If an Uber driver is signed into the app but waiting for a ride request, a lower tier of coverage applies — up to $100,000 per accident for bodily injury, $50,000 per person, and $25,000 for property damage. Once the driver has accepted a ride and is en route to pick up a passenger, or has a passenger in the vehicle, the full $1 million third-party liability coverage applies.
Yes. You can bring a claim against a rideshare company for their driver's negligence, and in many cases that is your primary path to recovering the compensation you deserve.
If you were not active on the app at the time of the accident, your personal auto insurance applies. Depending on the circumstances, you may also have a claim against the other driver or drivers involved.
When you hire Le & Kittleson, you're backed by a legal team with deep roots in Washington personal injury law. Our attorneys bring decades of combined courtroom and negotiation experience across traumatic brain injury, motor vehicle accidents, premises liability, wrongful death, and insurance bad faith. Fighting hard to get you the results you deserve.
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